Personal Loans
At Carolina First, we offer competitive rates and terms on personal loans designed to meet all of your consumer needs.

• Automobile loans
• Debt consolidation
• Second mortgage
• Tuition (can borrow against equity in your home)
• Signature Loan
• Personal loans
• Home Equity lines of credit
• Credit Cards
• CD secured
• Overdraft protection tied to your checking account

For more information on Carolina First loans submit a contact form, call 800-476-6400 or visit any of our branches. All loans are subject to credit approval.

Home Equity Line of Credit
With a Carolina First Home Equity Line of Credit (HELOC), you can turn the equity in your home into cash for home improvements, debt consolidation, college tuition ... almost anything you want or need.

HELOC funds are available when you need them – you don’t have to apply for a new loan every time you need more money. As you pay off the principal, you can withdraw funds again for something else.

Now you can access your Carolina First HELOC by telephone (800-476-6400) and online.

• Check your balance
• Transfer funds from your credit line to your Carolina First checking account
• Make payments on your credit line

Credit Cards
Carolina First offers Visa credit cards with benefits including:

• Low introductory APR (Annual Percentage Rate)*
• No annual fee
• Credit Line up to $100,000.00**
• Balance transfer savings
• Valuable benefits and services