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Health Savings Accounts

A Health Savings Account (HSA) offers you a health savings strategy, helping you gain control over the way you pay for health care costs.
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Learn more about HSAs
Call 800.476.6400 or stop by a local branch.

Summary

As a business owner, you understand the importance of having employees that are happy with their benefits while still keeping the costs low for you. We meet that delicate balance of concern for employees’ health and the bottom line with our Health Savings Account (HSA).

An HSA paired with a qualified high-deductible health plan (HDHP) delivers affordable, consumer-directed health care. That means you and your employees can gain control of how your health care dollars are spent.

Carolina First offers two Health Savings Accounts for your employees – a standard checking account (through Carolina First) and an investment option, HSA Plus (through UVEST Financial Services), for those individuals who would like more choices in how to invest their funds. With both accounts, your employees receive convenient access to their funds while earning competitive rates with a high interest-bearing, low-cost, checking account. Customers in HSA Plus also have the ability to invest their money in select mutual funds.

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Details
HSA
HSA Plus

Minimum Opening Deposit

$0

$100

Minimum Daily Balance Requirement

None

None

Interest

Interest compounded daily on balance.

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Interest compounded daily on balance.

To view rates, you must enter your ZIP code

Investment Option

None

Available for balances greater than $3,000

One Time Account Set Up Fee

$25 *

$25

Maintenance Fee

$30 Annually *

$3.50 Monthly

Account Transfer/Closure Fee

$25

$35

*The one-time account set up fee and maintenance fee is waived for your employees in the standard HSA for employer groups with at least 10 employees enrolled.

Benefits

Free Debit/ATM card
Free Online Banking
Free Bill Pay
Personalized checks available
eStatements available
Mobile banking services available
Monthly statements
Year-end tax reporting

Related Products and Services

Brokerage account information not available through CaroLine Online Banking.

The Investment Option of the HSA Plus and Securities offered by UVEST Financial Services®. Member FINRA®, SIPC®. UVEST and Carolina First Bank, are independent entities. The Investment Option of the HSA Plus and Securities are:
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Guaranteed by any Government Agency | Not a Bank Deposit

This page is designed for U.S. residents only. The services offered within this page are available exclusively through our U.S. registered representatives. UVEST Financial Services’ U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.

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