At Carolina First we are committed to providing small business owners the capital they need to grow by using the U.S. SBA programs. By utilizing SBA, we are able to give our customers two key advantages:

1. Long-term amortized commercial loans (i.e. production equipment up to 15 years)
2. Minimal equity requirements (i.e. target 10% on commercial real estate)

We focus on the following SBA opportunities:

• Professionals (Doctors, Dentists, Veterinarian, CPAs, and Attorneys)
• Commercial Real Estate (Acquisition, Construction, and Refinance)
• Business Acquisitions
• Franchise Financing
• Business Expansion

Key features of our SBA program include:

• Longer Amortizations
  • Commercial Real Estate – 25 years
  • Equipment – up to 15 years
  • Work Capital – 7-10 years
• Competitive Rates
• Low Down Payments
• Loans from $200,000 to $2,000,000
• No prepayment penalty on loans less than 15 years

Carolina First is pleased to offer the following loans:

SBA 7a
SBA 504

Contact any of the following loan officers about your business financing needs:

All loans are subject to credit approval